It is bit difficult task for the debtor to answer the question ask by the trustee and creditors. You needs to respond all these question ask by the trustee and even creditor. You must have to prepare yourself to answer the possible questions ask by the trustee and creditors in the first meeting. The trustee normally ask various questions like how to debt situation happen, do you take any action in this situation and also keep inform about the financial information given to the trustee.
I was gets crazy when my creditors and the trustee are asking many questions that I was nit able to answer. In case you are not able to answer satisfactory or hesitate in giving answer than it leads to petition and it may leads to criminal offense for lying under oath. Some time the creditor notified the meetings and get inform them and attend the meetings to get proper answers to the questions.