Normally the debtor who are not able to pay the deby on time and not able to solve the problems of debt for certain period of time can file the bankruptcy in the federal court. It is most crucial task for you to file the bankruptcy case as per defined norms. You can get the proper protection form the bankruptcy case to get the enough time periods to get the benefits. You can get proper time to get into the bankruptcy case. There are many cases in the federal bankruptcy court to solve the problems. The debitor gets enough time to solve the problems. You can get enough time to solve your debt issues.
Yes, you can file the customer bankruptcy case as per defined time period. In chapter 13 you can file the customer bankruptcy under chapter 13 after four years of filling bankruptcy under chapter 7 or two years from the time period of chapter 13. In chapter 7 you can file the bankruptcy after chapter 8 and get the proper protection against the bankruptcy. You must have to consult the respective lawyers to get guide to file the bankruptcy.