Yes, you can file the petition as per schedule. It is essential to get amend the documents and file the petition as requested by you. It is important for you to get the submission of right kind of petition. If you are not able to answer to your creditor than you needs to file the petition as the case of penalties for lying under oath. It is most important for you to get proper details as per schedule. You must have to file the case and take care of filling.
If you are going to file the bankruptcy than you needs to stop the using the bankruptcy case. It is one kind of fraud under the bankruptcy law. It is not advisable to use the credit card. The normal time period for the usage of credit card is forty day before filling the bankruptcy. Your debt gets excluded from the bankruptcy. You must take extra care to use the credit card as per the bankruptcy law.